A work injury could change your life in an instant. One day, you are on the job, and the next, you are answering calls from an insurance adjuster and being asked to sign forms you do not fully understand. Meeting with insurance companies during a Bensalem workers’ compensation claim can feel overwhelming if you do not know what is expected of you. You may be unsure what details to share, whether the insurer can use your words against you, or how medical exams fit into the process.
A dedicated workers’ compensation attorney from The Law Office of Kaitlin Files, LLC could help. Your lawyer could prepare you for questions, review documents before you sign, and handle conversations that often feel stacked against injured workers. This guidance could help you feel more grounded and confident while pursuing the compensation you deserve.
Insurance companies often employ certain strategies to try to deny compensation to injured workers. For example, during meetings, Bensalem insurance carriers may ask workers for a recorded statement or a broad medical release to support their workers’ compensation claim. Under Pennsylvania law, neither is required. Additionally, adjusters may try to unreasonably delay recovery, despite having to accept or deny a claim within 21 days of receiving notice of injury, as laid out in Pennsylvania Workers’ Compensation Act § 406.1.
In other cases, insurers issue a Temporary Notice of Compensation Payable, providing short-term benefits while they determine compensation that they ultimately hope to deny. Such a notice can later be revoked, making careful review essential. Our attorneys understand the techniques insurers use to try to deny payment and could ensure you get the compensation you need to heal.
Adjusters often ask about past injuries, hobbies, or tasks at work during workers’ compensation meetings in Bensalem. Short, direct answers usually work best. If an insurer mentions surveillance or online posts in an effort to disprove your injury, stay calm and redirect the discussion to your medical restrictions, ensuring the focus remains on your need for recovery.
Your treating doctors’ records on diagnosis, restrictions, and progress will drive benefit decisions. If modified duty is possible, vocational reports may also become important. During your meetings, a lawyer could help keep the discussion tied to the key issues of your claim, such as your injury, disability, and job availability.
Before meeting with the insurance company involved in your Bensalem workers’ compensation claim, it is beneficial to:
Taking these steps could help you stay organized and avoid surprises in early negotiations. An attorney from The Law Office of Kaitlin Files, LLC could help you gather necessary documentation and prepare for your meetings.
If you have a meeting scheduled with an insurance company, preparation can take away some of your stress. Furthermore, knowing what to expect and how to respond could protect your benefits and give you peace of mind.
The team at The Law Office of Kaitlin Files, LLC is available to discuss meeting with insurance companies during a Bensalem workers’ compensation claim. Our lawyers could explain your options and help you move forward with more confidence. Contact us today.
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