What is “Disability” According to the Social Security Administration?
SSA Disability: The Legal Definition and Your Eligibility When you apply for Social Security Disability (SSDI), the Social Security Administration (SSA) uses a very specific definition of “disability” that is different from what you might assume. Understanding this legal definition is crucial to knowing whether you are eligible for benefits. This video will break down the SSA’s definition of “disability” and explain what it means for your application.
“Substantial Gainful Activity” (SGA): We’ll explain that the SSA defines disability as the inability to engage in any “substantial gainful activity” (SGA) due to a medically determinable physical or mental impairment. We’ll clarify what SGA means: it’s a specific level of work activity and earnings. If you earn more than a certain amount each month, the SSA will generally consider you to be engaged in SGA, and you will not be eligible for benefits.
The Long-Term Requirement: We’ll also reiterate the long-term nature of the disability. The SSA’s definition requires that your impairment has lasted or be expected to last for a continuous period of at least 12 months, or result in death.
The Five-Step Sequential Evaluation Process: We’ll briefly mention the SSA’s five-step process for evaluating a disability claim. The first step is to determine if you are engaged in SGA. If you are, your claim will be denied.
Why the Definition Matters: This video is for any injured worker in Pennsylvania who is considering applying for SSDI. Understanding the SSA’s definition of disability is the first and most important step in preparing your application and knowing your eligibility.
