- Double-Dipping? Combining PA Workers’ Comp and SSDI You’ve been injured at work in Pennsylvania, and you’ve been told you may be eligible for both workers’ compensation and Social Security Disability benefits. You may be wondering if you can receive both at the same time. This video will answer that question and introduce the concept of the “workers’ compensation offset.”
- Yes, But There’s a Catch: We’ll state that yes, you can receive both benefits at the same time. However, there is a legal rule that prevents you from receiving a combined total that is too high.
- The “Workers’ Compensation Offset”: We’ll explain that this is a rule set by the Social Security Administration. It states that the total amount of your combined workers’ comp and SSDI benefits cannot exceed 80% of your average earnings before your disability.
- How the Offset Works: We’ll clarify that the SSDI payment is the one that is reduced to meet this limit. The SSDI payment is “offset” by the amount of your workers’ compensation benefits.
- Why You Should Still Apply for Both: We’ll strongly advise viewers to still apply for both programs if they are eligible. An experienced Pennsylvania workers’ compensation lawyer can help you structure your workers’ comp settlement to minimize the offset and maximize your total benefits.
This video is for any injured worker in Pennsylvania who is seriously disabled and considering applying for both workers’ compensation and Social Security disability.