- The IME: What to Expect from a Doctor Chosen by the Insurer After a work injury in Pennsylvania, the insurance company may request that you attend an “Independent Medical Exam” or IME. This name can be misleading, as the doctor is far from independent. This video will explain what an IME is, why the insurance company uses them, and what you can expect during the examination.
- A Doctor Chosen by the Insurance Company: We’ll clarify that an IME is an examination by a doctor who is hand-picked and paid for by the insurance company. The doctor’s role is not to treat you, but to provide a report to the insurance company that evaluates your injury, your treatment, and your ability to return to work.
- Why They Use IMEs: We’ll explain that insurance companies use IMEs to:
- Challenge the severity of your injury.
- Dispute the need for ongoing medical treatment.
- Obtain an opinion that you can return to work.
- What Happens at the Exam: We’ll give viewers a step-by-step guide of what to expect:
- The exam is often brief.
- The doctor will review your medical records.
- They will ask you questions about your injury and symptoms.
- They will perform a physical examination.
- Don’t Go Alone: We’ll stress the importance of having an experienced Pennsylvania workers’ compensation lawyer representing you before and during an IME. A lawyer can prepare you for the exam, explain your rights, and ensure that the IME doctor’s report is handled correctly in the legal process.
This video is for any injured worker in Pennsylvania who has been scheduled for an IME and wants to know what to expect.